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  • Anonymous
      July 1, 1998 at 4:47 pm
      Post count: 93172
      #1149143

      Wanda,

      We just changed insurance companies in my job. The Benefits Manager explained how the pre-existing condition policy works with all the new laws that were enacted. He told us that if we’re in the same job for a period of time (60 or 90 days I believe) it’s not considered a pre-existing condition. If you happen to switch jobs you need to get a letter from your old employer stating that you have been insured all this time. Apparently that is how you get around the pre-existing clauses. If you go into a job and were previously unemployed and without insurance I believe the pre-existing clauses do get enforced.

      If you’d like I can go back through the literature we got at the time and see what it says. I believe I can find it- I am so disorganized when it comes to paper and never have time to file anything!

      Emily

      Anonymous
        July 1, 1998 at 8:02 pm
        Post count: 93172
        #1149144

        Each state has different laws, but if your present insurance has been paying and you don’t have longer than a 60 day break in service, my understanding is that they will pay. I know it is existing, but your other option is to COBRA your present insurance until you are covered.

        Mitakuye Oyasin
        Val

        Anonymous
          July 1, 1998 at 8:29 pm
          Post count: 93172
          #1050386

          HI
          Has anyone tried to change insurance companies and was told this is a pre-existing condition? Or does anyone know if they give you alot of problems with it?
          Wanda

          Anonymous
            July 2, 1998 at 2:13 am
            Post count: 93172
            #1149145

            HI Emily
            It looks like I dont have anything to worry about because I have been covered for three years. Thank you very much for the info and have a good one.
            Wanda

            Anonymous
              July 2, 1998 at 2:28 am
              Post count: 93172
              #1149146

              Hi
              Thanks for clearing this up for me. It looks like I’ll be ok since I’ve been covered for three years. Suppose I have been covered by my husbands employer and I go out on my own? Same thing?
              regards,
              Wanda

              Anonymous
                July 2, 1998 at 2:35 am
                Post count: 93172
                #1149147

                Hi Val
                I wonder what happens when you move to another state?
                Thanks,Wanda

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