shan, With my insurence, I had a $1,000 deductable. That came up pretty fast, but I have had problems with them.
I have the hospital send the insurence company a bill as well as myself. Then I just send them another copy. They do cover 80%
now. They are a little slow, but the hospital knows they will get around to eventually.
As far as not coving stuff, the only problem I had was when I went to an eye doctor. My endo had not felt it was relly urgent,
but I make my living in film, on the field so I felt I had to. The insurence company did come around.
I calmly reminded them that many problems come with GD. Wouldn’t it be better to keep on top of things, rather than letting
them get out of control?
I do hope your insurence company is reasonable and don’t put added stress on you.
Good luck, Michelle D.